Prepare now for holiday gifts, parties, or travel plans to reduce financial stress. A Christmas Club or Secondary savings account (“Holiday Fund”) with automatic transfers can help you reach savings goals. Pairing with a high-yield checking or money market account can offer higher dividends and easy access. Also, use digital banking tools for goal setting and tracking. Give yourself the gift of peace of mind now. Questions? Call 931-372-3713 or email ttubenefits@tntech.edu.